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If you have insurance, compare the GoodRx price to your insurance co-pay and see which is cheaper. You can always use GoodRx instead of your insurance. Ask that the pharmacist use the coupon or Gold card to process the transaction as cash instead.

GoodRx says it makes money from advertisements and referral fees, not by selling your personal medical data. Generic drugs can be a lot cheaper than their brand-name counterparts, even though they have the same active ingredients.

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However, you also have the option to view pricing for brand-name drugs. Find answers to your money questions in the Clark daily newsletter:. Home Health 9 things to know before you use GoodRx. Image Credit: Dreamstime.

Read on to learn more about GoodRx and how it can save you some money…. Citi is eliminating these benefits for Costco cardholders. Alarmed at that price, Mr. It had struck a better deal than did his insurer, UnitedHealthcare.

How do I send an eCoupon to my CVS Pharmacy?

Swanljung, 72, who lives in Anacortes, Wash. In an era when drug prices have ignited public outrage and insurers are requiring consumers to shoulder more of the costs, people are shocked to discover they can sometimes get better deals than their own insurers. Behind the seemingly simple act of buying a bottle of pills, a host of players — drug companies, pharmacies, insurers and pharmacy benefit managers — are taking a cut of the profits, even as consumers are left to fend for themselves, critics say. Although there are no nationwide figures to track how often consumers could have gotten a better deal on their own, one industry expert estimated that up to 10 percent of drug transactions involve such situations.

If true nationwide, that figure could total as many million prescriptions a year. Pharmacy benefit managers, the companies that deal with drug benefits on behalf of insurers, often do negotiate better prices for consumers, particularly for brand-name medications, Mr. So when insurers seek deals for generic drugs, they do so in batches, reaching agreements for groups of different drugs rather than getting the lowest price on every drug. As a result of these complicated layers of negotiation — which are not made public — different insurers end up paying different prices for individual drugs.

Several companies have emerged to capitalize on consumer anger over the confusing variations in price. The players include not only Blink Health and its better-known competitor GoodRx , but also veteran businesses like the benefit manager Express Scripts, which recently helped to start a subsidiary aimed at cash-paying consumers.

SingleCare partners with major pharmacies

Amazon, the online behemoth, is also said to be considering whether to join the fray. Last Sunday, CVS Health announced plans to merge with health insurer Aetna, a move that would create a corporate behemoth that many have said would have little incentive to serve the needs of regular people. Some consumers say their experience with CVS already demonstrates how easy it is to fall through the cracks.

In one case, a customer whose plan was managed by CVS Caremark, the drug benefit manager, would have had to pay more for a drug through her plan at a CVS than what she ended up paying at the same store, with a coupon from GoodRx.

A Consumer’s Guide to Drug Discounts

Representatives for insurers and pharmacy benefit managers say cases like Mr. A spokesman for UnitedHealthcare, Mr.

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Swanljung got a lower price for generic Crestor through Blink Health, he also takes four other prescriptions, for which he got a better deal by using his insurance. Swanljung gave UnitedHealthcare permission to discuss his situation. Having insurance is clearly valuable, said the spokesman, Matt Burns. In addition, the co-payment for generic Crestor, also called rosuvastatin, in Mr.

Still, many find that leaving their prescription card at home is worth it. Some have found a better deal even at pharmacies that are owned by their drug plan, like CVS. Susan Thomson, 55, a university lecturer who lives in Summit, N. The prices were even lower at other pharmacies. Because consumers are responsible for their costs in those plans until they hit their deductible, Mr.

DeAngelis said it would take them longer to reach it and they might end up spending more in the long run. Prices can also vary widely from month to month when consumers pay cash, he said. Drug-discount cards have been around for decades, and retailers like Walmart have also offered cheap generic drug programs, but both were mainly used by people without insurance. That is changing. Even as more Americans have health insurance since the Affordable Care Act was passed, insurers are increasingly asking consumers to pay a larger share of their costs.